We actively engage with clients to simultaneously achieve four core objectives through the formation of their privately-owned insurance company:

1.  Lowering the cost of existing premiums in traditional insurance program (but NOT replacing such programs);

2.  Providing a robust risk management vehicle to effectively and efficiently address uninsured and underinsured risks; 

3.  Stabilizing risk and insurance budgets and financing such costs over a calculated longer-time horizon; and

4.  Developing a capital planning vehicle to support owner wealth accumulation.